Personal Finance

An Idiot's Guide to Budgeting

An Idiot’s Guide to Budgeting: An Overview for Managing Personal Finances

Coping with financial worry can be a really struggle, some people have discovered this more recently whilst others have been suffering for years. The Government says are the economic crisis is over but more than a few people beg to differ. Cutbacks, loans, credit cards are all ways to help one through this difficult time …

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Unemployment Benefits

Surviving Unemployment: Unemployment Benefits aren’t the Only Concern

Being told that a job is gone is a horrible experience. Workers in every industry have been handed layoff papers and are now collecting unemployment benefits only to find that there aren’t other jobs to go to. The newly unemployed are finding themselves in dire financial straits. Surviving Unemployment Shock A layoff hits home in …

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Maintaining a Home Budget

Maintaining a Home Budget and Savings Plan Without Complex Tools

The followings are a few basic steps to consider when beginning a personal budget and savings plan. These steps involve little set-up time and simple monthly updates. Bank Accounts – First Step to a Savings Plan Open 2 bank accounts at the same bank to facilitate fund transfers between accounts: Chequing Account – Chequing accounts …

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Money Makeover Strategies

Money Makeover Strategies to Rebuild Financial Stability

The current recession has definitely squeezed everyone across the board into financial dire straits. Thanks to excessive spending, consuming, over-extending credit, gambling, and bad risk investing, the economy spun into a downturn that caused most people to live on their savings, deplete their emergency funds, and merely survive from paycheck to paycheck, repositioning many to …

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