Personal Finance

Money Makeover Strategies

Money Makeover Strategies to Rebuild Financial Stability

The current recession has definitely squeezed everyone across the board into financial dire straits. Thanks to excessive spending, consuming, over-extending credit, gambling, and bad risk investing, the economy spun into a downturn that caused most people to live on their savings, deplete their emergency funds, and merely survive from paycheck to paycheck, repositioning many to …

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Savings Account

Even Though I’m Saving, There’s No Money In My Savings Account

In the 1970′s, the Personal Savings Rate in the United States peaked around 14%. Over the last 40 years, thanks to an increase in consumer spending and a decrease in personal accountability, the Personal Savings Rate in the United States has been trending downward. In 2013, the Personal Savings Rate in the United States sits …

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